As you probably know, volatility has returned to the markets recently. To explain why, I want you to imagine you’re playing a game of chess. Visualize this: You’re fifteen moves in, and all your pieces seem to be on good squares. You’ve captured one of your...
Historically, inflation has been highly correlated with unemployment levels. When more people were out of a job, inflation was lower. As more people got jobs, inflation increased. From an economic point of view, this makes sense. Jobs increase income, which increases...
When it comes to helping people reach their goals, most financial advisors tend to focus on areas like investing, tax planning, and other money-related topics. I am no exception. After all, these things are critically important if you want to save for retirement,...
Everyone knows that April showers bring May flowers. But this year, the saying could be, April tranquility brings May volatility. Okay, maybe that saying won’t catch on. But still: Up one day, down the next, flat overall — this has been the state of the markets for...
Many investors have over time developed substantial amounts of retirement assets. In developing an investment portfolio, these assets must be an integral part of the overall design. Current assets and retirement assets need to be considered together. Sometimes assets...
Are you paying more than you should? How smart tax strategies can affect your portfolio. Because of today’s highly progressive Federal income tax structure, tax planning can be a meaningful way to increase your discretionary income. Many of our expenses are fixed...