by Jose Feliciano | Jan 25, 2023 | Retirement Planning
On December 23, Congress passed the Consolidated Appropriations Act of 2023. This is what’s known as an “omnibus spending bill”. (The word omnibus means that multiple measures were packaged into a single document.) The bill authorizes $1.7 trillion in government...
by Jose Feliciano | May 31, 2022 | Retirement Planning, Wealth Planning
In a recent survey by the American Psychological Association, more than 80% of American adults said they were feeling increased financial stress due to: Higher inflation (87%) Ongoing supply chain issues caused by the pandemic (81%) Global uncertainty due to the war...
by Jose Feliciano | May 17, 2022 | Retirement Planning, Wealth Planning
Many babies born today in the developed world are expected to live nearly 100 years.1 Given the vast changes over the past two decades in medicine, technology and the ways we work, communicate and even entertain ourselves, it’s almost hard to imagine how different...
by Jose Feliciano | May 10, 2022 | Income Planning, Retirement Planning, Uncategorized, Wealth Planning
Retirement planning was historically a little easier. For instance, the average life expectancy in 1950 was 68 years old.1 If you retired at age 62, your retirement plan might need only six years of retirement income. Additionally, with the decline of defined benefit...
by Jose Feliciano | Apr 26, 2022 | Investment Planning, Retirement Planning
The U.S. housing market is still suffering from low inventory: too few houses available for the numbers of home-seeking buyers. Naturally, the capitalist principals of supply and demand kick in, meaning that prices inevitably rise when there are too few products...
by Jose Feliciano | Apr 19, 2022 | Long-Term Care Planning, Retirement Planning, Wealth Planning
A recent survey found that about 50% of couples do not agree on how much money they should have saved by retirement.¹ However, new research shows that couples who engage in financial planning together tend to be happier and more successful during retirement....
