Insurance can make an enormous difference in how clients allocate funds — to help manage the risks associated with other areas of a portfolio.
Feliciano Financial Group’s professionals are dedicated to preserving the assets and financial confidence of individuals. We provide a wide range of annuities , life insurance, long-term care and disability products through some of the nation’s leading issuers. Annuities and insurance platforms offer several benefits including flexibility, tax-deferred growth, estate planning assistance and fixed or variable retirement income.
Arriving at the best decision requires the advisor and client to discuss the client’s needs and investment profile, particularly as they relate to long-term objectives and risk appetite.
Structured in the right combination, life insurance can offer a sure way to transfer financial legacies via a death benefit with tax efficiencies and cash value growth potential.
For instance, while the overarching value of life insurance is the death benefit as a source of income replacement, some policies also have features that can be used to help consumers manage the risk and preserve wealth from the effect of taxes, market volatility and longevity. Certain policies also have an investment component that, structured the right way, may accumulate a cash value.
Today, it’s essential that everyone has insurance. But the important question is, what insurance best suits your needs?
The most suitable way to decide on a personalized insurance plan, is to speak to a qualified Financial Advisor. That’s because the kind of insurance you’ll need depends on numerous factors. And our Financial Advisors can expertly guide you through the process of identifying individual and healthcare insurance plans that are tailored to your unique situation.
Contact a representative today and schedule an appointment to discuss your insurance needs.
Call us on 903.533.8585