Start Here: Why Insurance Planning Really Matters

Too many people have insurance policies, but no actual strategy.

At Feliciano Financial Group, we believe insurance isn’t just about protecting what you have, it’s about preparing for what could happen. When health and life insurance are integrated with your full financial plan, insurance can become a tool for resilience, freedom, and long-term security.

Unfortunately, most individuals and business owners experience a critical trust gap:

• They don’t understand what they actually have (or need)
• They’re unsure whether they’re over- or under-insured
• They feel overwhelmed trying to evaluate options across carriers
• They get sold on products, without insurance planning

We close that gap by helping you make informed, confident decisions about the insurance coverage that truly fits your goals and lifestyle.

The Pain Points We Help Solve

• Uncertainty about whether your insurance coverage is enough, or too much
• Overpaying for policies that no longer fit your life
• Having multiple policies but no coordination between them
• Worrying about how you or your family would handle the unexpected
• Lack of support navigating claims or carrier changes

Why It’s Worth It

✅ Financial Impact: Insurance protects you from the financial variables of life’s unpredictable moments
✅ Stress Reduction: Know that you and your loved ones are protected, whatever happens
✅ Customized Guidance: Get access to solutions across carriers, backed by personalized advice
✅ Integrated Planning: Insurance isn’t a standalone product, it’s part of your holistic financial plan
✅ Clear, Unbiased Support: We’re not tied to one insurer. We’re aligned with you.

What We Help You Cover

• Health Insurance: Find ACA-compliant plans or supplemental coverage that works with your medical needs and budget
• Life Insurance: Protect your family, plan your legacy, and optimize for tax efficiency
• Disability & Long-Term Care: Ensure income and independence even when life changes your ability to work
• Medicare Planning: Make confident decisions about enrollment, gaps, and supplemental coverage
• Business Insurance: Help protect operations, continuity, and employee benefits

Why We’re Independent, and Why That Matters

We’re independent because you deserve advice that isn’t limited by corporate quotas or commission structures.

At Feliciano Financial Group, independence means everything we recommend is driven by your goals, not someone else’s product catalog.

Our licensed, in-house insurance specialists aren’t tied to any single carrier. They bring you: – A wider range of coverage options from multiple insurers – Transparent comparisons, so you can make informed decisions – Strategies that evolve with your needs, not sales targets

This isn’t about selling policies, it’s about building long-term protection around your life.

Because we’re independent, you get freedom, flexibility, and the confidence that every piece of your plan, from health to life, from Medicare to disability, is selected based on what’s right for you, not what’s convenient for us.

And when your insurance is integrated with your investments, taxes, and retirement strategy, it’s no longer just a policy, it becomes a powerful part of your financial clarity.