Why This Matters

Too many people carry health insurance without understanding how it works, or worse, avoid it altogether due to confusion and cost.

At Feliciano Financial Group, we help individuals and families cut through the noise. Our goal is simple: help you choose the right plan, understand your benefits, and feel confident that your coverage will protect you when it matters most.

Health insurance shouldn’t be overwhelming. It should be empowering.

The Trust Gap in Health Insurance

• Most people choose a plan based on monthly cost, not overall value
• Few know how their deductible, network, or copays actually work
• Many delay or avoid care because they aren’t sure what’s covered

We close that gap with personal guidance and clear, unbiased comparisons.

The Pain Points We Help Solve

• • Uncertainty about which plan type fits your situation (ACA, Medicare, private)
  • Confusion over enrollment windows, eligibility, or required documentation
  • Rising premiums and surprise out-of-pocket expenses
  • Overwhelm when trying to compare plans alone
  • Not knowing if your doctors and prescriptions are covered

Why It’s Worth It

✅ Avoid Financial Surprises: Coverage that helps protect against medical debt
✅ Access the Right Care: Ensure your providers and prescriptions are included
✅ Prioritize Preventive Health: Stay ahead of illness with screenings and wellness visits
✅ Simplify the Experience: Clear, actionable guidance from licensed professionals
✅ Peace of Mind: Know you’re covered, before you need it

What We Help You Explore

• • Marketplace Plans: Understand ACA options, tax credits, and subsidy eligibility
  • Medicare Decisions: Navigate Original Medicare, Advantage, and Part D with confidence
  • Private and Off-Market Plans: When non-market options offer better value
  • Short-Term Coverage: Use flexible plans appropriately during transitions
  • Family Coverage: Tailor protection for dependents, spouses, or multi-generational households

Preserve what you’ve built. Protect what matters most.