Building value within your life’s work.
Business Financial Planning
Build a Business That Works for Your Life and Not Just Your Schedule
As a business owner, your wealth and your energy are often locked inside your business.
You’re growing something big, but is your business growth aligned with your personal financial plan? The Feliciano Financial Blueprint is a plan for both.
At Feliciano Financial, we help entrepreneurs:
- Grow and protect business value
- Attract and retain key employees
- Minimize risk exposure
- Plan for succession, sale, or exit
- Align business decisions with long-term personal goals
And you deserve a financial strategy that reflects that.
Group Benefits That Work for You, Too
Custom 401(k), Group Health, Life Insurance, Executive Bonus Plans & More
Group benefits shouldn’t be just a line item, they should help you build a stronger business. We help you create competitive, sustainable employee benefits that:
✔️ Attract and retain top talent
✔️ Motivate your team
✔️ Reflect your company values
✔️ Align with your business’s financial strategy
As independent advisors, we don’t sell proprietary products, we shop the market for best-in-class solutions that match your goals.
🔘 Let’s Talk Group Benefits
Free Downloads – Business Planning Tools to Know
You don’t have to figure it all out on your own. Start with tools that give you clarity and confidence:
Pamphlet Downloads
Business Retirement Planning
Designing a plan to fit your company’s needs can be complicated by the numerous financial, tax and legal considerations, so be sure to get professional advice.
Business Valuation
Very few business owners exit their business when they planned to. Knowing the ins and outs of how businesses are valued can help prepare you for a valuation, and help ensure you maximize the opportunity.
Buy-Sell Agreements
A buy-sell agreement is a legally binding document signed by owners of property (typically a business) placing certain restrictions on the transfer of property and requiring specified actions upon specified events.
Closely-Held Business
Why determine the current value of a business? Because if a major shareholder or partner dies, and you have not determined a value, the Internal Revenue Service will do it for you.
Deferred Compensation
The use of non-qualified deferred compensation arrangements has grown substantially in recent years.
Key Man Insurance
The death of a key person can result in serious consequences for the business. Credit could be substantially impaired, or even worse, loans would be called if the key person were a co-signer.
Employee 401k Planning
The 401(k) type of retirement plan is perhaps the fastest growing plan in the country. This is true because employers find it a cost-efficient and attractive addition to their benefit package and because assets grow quicker when employers and employees are both contributing.
Employee Bonus Plans
Stripped of all “bells and whistles,” an executive bonus plan can be provided as an executive-owned life insurance policy, with premiums paid from the business.
Each pamphlet breaks down what you need to know and how to move forward with clarity.
Let’s Start a Conversation
Whether you’re growing, transitioning, or just trying to make better decisions for your future, we’re here to help you step back and see the whole picture.
📞 Call us at 903-533-8383 Let’s talk about where your business is today, and where you want it to take you next.
Have a question?
Let’s start a conversation about your business.