Why Long-Term Care Planning Matters

Most people imagine aging at home, living off retirement savings, and eventually leaving a legacy for loved ones.

But life doesn’t always go according to plan.

Roughly 70% of people over age 65 will require some form of long-term care. And yet, very few families plan for it until they’re in crisis mode—emotionally overwhelmed and financially unprepared.

That’s where we come in.

At Feliciano Financial Group, we help families organize their options, simplify the complexities, and clarify how to protect their assets, dignity, and choices.

We understand the emotional toll. We’ve seen families drain their savings, lose their homes to Medicaid recovery, or argue over difficult decisions that could have been made proactively. Our process gives you the opportunity to participate in those decisions now—while you still can.

The Trust Gap in Long-Term Care

Just like with estate planning, there’s a wide gap between what people expect and what they receive when it comes to long-term care guidance.

• Most believe their retirement or health insurance will cover it—but they don’t.
• Many assume their children will be able to step in—but they often can’t.
• Most hope they’ll never need care—but statistically, they will.

Our role is to close that gap—with thoughtful planning, clear conversations, and financial strategies that help protect what you’ve worked so hard to build.

What We Help You Avoid

• Going broke due to unexpected long-term care costs
• Losing your home or assets to Medicaid recovery
• Delays, denials, or dead ends caused by lack of legal prep
• Family infighting or decision paralysis in times of stress
• The guilt of watching loved ones struggle with decisions you could have made together

The O.S.C. Method™ for Long-Term Care Planning

ORGANIZE

• Inventory current assets, insurance policies, legal documents, and care wishes
• Identify eligibility options for Medicaid or VA benefits
• Map out personal, legal, and financial considerations while you’re still healthy

SIMPLIFY

• Understand your real options without overwhelming jargon
• Coordinate legal, financial, and healthcare strategies into a unified plan
• Evaluate advanced strategies to preserve assets and create care flexibility

CLARIFY

• Create a care plan that reflects your values and protects your loved ones
• Determine how to pay for care without sacrificing your legacy
• Give your family the gift of clarity, not confusion

Who We Work With

• Individuals and couples concerned about future care costs
• Adult children seeking guidance for aging parents
• Families facing a recent diagnosis or change in health
• Industry professionals seeking long-term care financial strategies

A Better Conversation Starts Here

Most people don’t talk about long-term care until they’re forced to. And by then, it’s often too late to protect what matters.

We help you have the right conversations today—so your family doesn’t have to navigate crisis-mode tomorrow.

Let’s organize what you have. Simplify what’s ahead. Clarify what matters most.

Schedule your discovery call at [FelicianoFinancial.com]
Feliciano Financial Group

Organize. Simplify. Clarify. Prepare with purpose.

This content is for informational purposes only and does not constitute legal or medical advice.