by Jose Feliciano | May 21, 2021 | Health Care Planning, Insurance Planning, Retirement Planning
The rising cost of health care has become a critical concern in our country. The ability to provide quality service at cost effective prices is a dilemma that has faced many in the government and health care industry alike. For many senior citizens, this concern is an...
by Jose Feliciano | Apr 9, 2021 | Health Care Planning, Insurance Planning, Retirement Planning
The 9 Myths that may be keeping some from planning for long-term care, and ways your loved ones can prepare for the future. Anticipating the need for long term nursing home care is crucial to protecting a lifetime’s accumulation of assets from the high costs of...
by Jose Feliciano | Mar 26, 2021 | Health Care Planning, Legacy Planning, Retirement Planning
Navigating Medicaid’s rules and regulations can be a confusing minefield of frustration and stress for many seniors and their families. The application process is one of the biggest hurdles that families face, and with regulations varying by state and circumstances,...
by Jose Feliciano | Mar 12, 2021 | Health Care Planning, Insurance Planning, Legacy Planning, Retirement Planning
The number of seniors is growing. In 2010, one-sixth of the adult U.S. population was older than 65; by 2030, about one-fourth will be. The problem is that the resources to help seniors stay at home are shrinking. Many seniors are finding that their boomer children...
by Jose Feliciano | Feb 19, 2021 | Business Planning, Health Care Planning, Insurance Planning
Medical expenses can quickly add up, and most people are unable to pay for health care out of pocket. In order to defray these costs, people purchase health insurance. There are two primary venues for health insurance: individual policies and group policies. Although...
by Jose Feliciano | Feb 12, 2021 | Health Care Planning, Insurance Planning
Simply put, medical insurance is protection against medical costs. A medical insurance owner is a contract between an insurer & an individual or group, in which the insurer agrees to provide specified medical insurance at an agreed-upon cost (the premium)....