Retirement Can Be the Ultimate Vacation … if You Plan Ahead. As we start getting into the holiday season, I’ve had several friends tell me about their vacation plans. Listening to them talk, it’s clear they’ve put a lot of thought and effort into planning for their...
The decision to place an elderly relative in a nursing home is always difficult for a family. For the patient, a nursing home represents a frightening loss of independence and abandonment by family and friends. For the family, the decision creates guilt feelings, even...
The rising cost of health care has become a critical concern in our country. The ability to provide quality service at cost effective prices is a dilemma that has faced many in the government and health care industry alike. For many senior citizens, this concern is an...
In most age groups, the likelihood of disability – being incapacitated due to illness or accident – is greater than the likelihood of death. For younger people, disability insurance is used to protect their greatest asset: the ability to earn an income. For a retiree,...
Taxes are likely going up. That’s a phrase no one wants to hear – but for some Americans, it may soon become a reality. You see, on April 28, President Biden unveiled his American Families Plan, which seeks to expand funding for education, childcare, and paid...
The cost of Long-Term Care has many families concerned about their financial future. Families often find themselves having to spend all of their life savings to pay for extended care for a loved one; federal and state guidelines even allow the state to take homes to...